Shariah Audit and Ongoing Oversight

Shariah Audit &
Continuous Monitoring

Adl Advisory offers Ongoing oversight and Shariah audit services to ensure full compliance with Islamic principles, including guidance on governance structure, risk mechanism, ad hoc meetings with Shariah experts, team-specific meetings, financial statement Shariah audits, transactional Shariah audits, and internal control reviews, following relevant jurisdictions.

About Our Shariah Advisory
& Consultancy Service

Ongoing oversight and Shariah audit are core mandates, not add-ons. On retainer, Adl Advisory delivers independent monitoring or Shariah audit as per the local jurisdictions and AAOIFI.

We run Shariah meetings, set governance and ethics guidelines, prepare compliance reports, and advise on Shariah risk. Once we have agreed, we will attend client and investor meetings and permit the use of approved team profiles in your materials.

We perform periodic reviews and internal audits of contracts, transactions, financial statements, and related records. After each cycle, we issue a signed Shariah review report with a clear remediation plan, and we build capacity with up to three tailored training sessions per quarter.

WHAT WE OFFER

We offer tailored Shariah advisory solutions across all levels of business and financial activity

Financial Statement Audit

Our Shariah auditors review your financial statements for compliance, highlight any issues, and suggest practical solutions.

Internal Shariah Control Review

We review your shariah internal controls and provide practical recommendations to strengthen Shariah compliance.

AAOIFI Standards Alignment

We follow AAOIFI’s globally recognized Shariah, Accounting, Governance, and Auditing standards in our audit procedures.

Product Structuring

We audit your business transactions, reviewing contracts and records to ensure full Shariah compliance.

Strategic Shariah Consultation

We review your zakat calculations and income purification, ensuring alignment with Shariah rulings and AAOIFI standards.

External Shariah Audit

We provide independent external audit services across various sectors, including finance, fintech, halal business, and non-profits.

SCOPE OF SHARIAH AUDIT

Shariah Audit & Compliance

Ensuring your financials, transactions, and shariah controls align with Shariah principles and AAOIFI standards.

 
 

Islamic Fintech​

Islamic
Microfinance​

Halal Business​

Islamic Banking

Wealth & Estate
Planning

Islamic Capital
Market​

Takaful

Islamic
Crowdfunding

Fund Management

Islamic Social Finance

Islamic Fintech

Islamic Capital Market

Islamic Banking

Halal Business

Zakat Audit

Takaful

Islamic Microfinance

Islamic Crowdfunding

Fund Management

Islamic Social Finance

OUR APPROACH

Our process is clear,
compliant, and client-centric.

Discovery & Needs Assessment

We begin by gaining a clear understanding of your goals, operations, and regulatory environment. This allows us to identify your unique Shariah compliance needs and tailor our approach accordingly.

Review & Gap Analysis

Our team reviews your existing structures, processes, and documentation to assess alignment with Shariah principles. We then identify gaps and areas that may require restructuring or enhancement.

Consultation & Restructuring​

Based on our analysis, we offer practical, Shariah-compliant recommendations. This may involve restructuring products, contracts, or business models to ensure both compliance and commercial effectiveness.​

Fatwa Issuance & Documentation​

When needed, we facilitate the issuance of formal Shariah opinions (Fatwas) and supporting documents—essential for regulatory filings, investor assurance, and market credibility.​

SPEAK TO OUR SHARIAH EXPERTS

Let’s Build Ethical Finance Together

Whether you’re developing a product, running an institution, or seeking a compliance review—Adl Advisory is here
to guide you with insight, authority, and integrity.